Decisely Retirement Solutions Decisely Retirement Solutions

Explore Your Options

For
Funded By
Key Advantages
Employee Contributions
Employer Contributions
 

IRA

For:Self-employed individuals or your employees
Funded By:Funded by employee only
Key Advantages:Easy to set up and maintain
No employer contribution required
Employee Contributions:Up to $6,000 in pre-tax contributions
($7,000 if age 50 or older)
Employer Contributions:No Employer Contribution

401(k)

For:Employer/Employees of a public or private company
Funded By:Co-Funded by employer and employees
Key Advantages:Easy to set up and maintain benefits for both the employer and the employee
Tax saving for employer
Lower cost fee structure
Reduced fiduciary liability
Employee Contributions:Up to $19,000 in employee contribution
($25,000 if age 50 or older)
Employer Contributions:Employer may match or provide profit sharing